Northern Mortgage of Novi is metro Detroit's premiere mortgage company!

General Info

Branch Manager, Andrew Blair: "I have been helping Michigan homebuyers, homeowners, and families with real estate finance for over 15 years. As a professional mortgage banker, I am in a unique position to build tailored home loan solutions for my clients, who rely on me to be their expert. My experience as a trusted mortgage advisor for hundreds of clients, investment brokers, accountants, financial planners, real estate agents, investors, and attorneys has kept me on the cutting edge of the real estate finance industry. Our high-tech process makes real estate finance simple, so you can stay focused on valuable time with your family, busy schedule, and active career. My team and I have been very successful in providing thousands of customized mortgage loans for high-end purchasers, first-time homebuyers, families looking to upgrade, downsize, or relocate, as well as those wanting to refinance into a better financial situation. Our dedication to perfection and customer satisfaction has led to the vast majority of my business coming from existing clients and referrals. I’m focused on building a lifetime relationship with my clients, not just being their mortgage banker for one transaction. Stop by, apply online or call me for a personalized, confidential loan analysis." Established in 1995. Since 1995, Northern Mortgage Services Inc. has helped thousands of Michigan individuals and families achieve the dream of home ownership. Our personalized and efficient services, attention to detail, flexibility of programs, and competitive mortgage loan rates and terms have enabled us to build our business largely upon referrals from our customers. We look forward to the opportunity to serve you, whether you're a first time homebuyer, high-end purchaser, looking to upscale, downsize or relocate, or wanting to better your financial situation through refinancing your existing mortgage. We can also connect you with one of our area Preferred Real Estate Agents, who will lead you to the right home or property for you and your family. Call, stop by, or apply online today! Detroit Free Press real estate article Jan 2017: "The latest Standard & Poor's/Case-Shiller Home Price index shows that while metro Detroit housing prices are back to fall 2007 levels, they're still about 18% off the region's price peak of late 2005 and early 2006, before the economy slowed. Sale prices are finally at or close to their prerecession levels in most areas and fewer homeowners are underwater on their mortgages. Those factors pushed total sales for existing homes in Wayne, Oakland, Macomb, Livingston and Washtenaw counties to more than 66,600 for most of 2015 — the highest level since the recession, according to an extensive review of housing sales data by the Detroit Free Press. Thousands of downtown Detroit apartments are on the way The median sales price last year for existing homes was $206,900 in Washtenaw County, $206,000 in Livingston County, $179,000 in Oakland County, $128,500 in Macomb County and $90,000 in Wayne County, according to the data collected from local deed offices. A ZIP code by ZIP code analysis shows the region's greatest price increases since 2009 have typically occurred in markets such as Detroit, which are rising from extremely low sales prices, even below that of many used cars. But home prices in areas including Southfield, Howell, Oakland Township, South Lyon, Highland Township and Gregory also saw big price gains in the past six years. The city of Detroit also was home to a ZIP Code that saw a rare sales price drop — a 64% decline to $15,000 since 2009 for a home in the 48217 southwest neighborhood that has been dubbed Michigan's most polluted ZIP code." Advantages of FHA mortgages in 2017: 1) Lower credit score and down payment requirements. 2) Lower interest rates and mortgage insurance...

Hours

Regular Hours

Mon - Fri:	9:00 am - 5:30 pm
Sat:	9:00 am - 12:30 pm

Categories

Alternative Loans, Loans, Mortgages, Real Estate Loans, Reverse Mortgages

Services/Products

Northern Mortgage of Novi, Michigan offers an array of mortgage loan products for the purchase or refinance of your home: FHA, VA, USDA Rural, Fannie Mae Conforming, Fannie Mae HomeStyle Renovation, Fannie Mae HomeReady, Fannie Mae HARP Refinance, Freddie Mac Conforming, Freddie Mac Home Possible Advantage, Freddie Mac HomeRenovation, Freddie Mac HARP Refinance, Home Affordable Refinance Program, FHA Streamline Refinance, FHA 203k Standard Renovation, FHA 203k Streamline Renovation, VA IRRL Streamline Refinance, VA 100% Cashout Refinance, VA Zero Down Purchase, USDA Zero Down Purchase, portfolio loan programs, non-prime lending, alternative and smart prime lending, and vacant land lot loans.

Payment Options

Brands

Alternative, Conventional, FHA, Fannie Mae, Freddie Mac, Non-Prime, Portfolio, USDA Rural, VA, Zero Down

Location

Located one mile south of Twelve Oaks Mall, near Novi Rd and Grand River Ave, centrally located on Main St in Novi, Michigan.

Amenities

Northern Mortgage of Novi, Michigan offers free mortgage loan consultation and analysis to homebuyers and homeowners in the communities of metro Detroit and all of Michigan including Northville, Plymouth, Canton, Dearborn, Westland, Livonia, Farmington, Farmington Hills, Southfield, Redford, Dearborn Heights, Taylor, West Bloomfield, Bloomfield Hills, Ann Arbor, Warren, Troy, Royal Oak, Clawson, Birmingham, Madison Heights, Fraser, Sterling Heights, St Clair Shores, Grosse Pointe, Grosse Pointe Woods, Grosse Point Farms, Gross Pointe Shores, Eastpointe, Mount Clemens, Macomb, Clinton Township, Chesterfield, Shelby Township, Utica, Rochester, Rochester Hills, Huntington Woods, Pleasant Ridge, Orchard Lake, Waterford, Pontiac, Auburn Hills, Clarkston, Walled Lake, Milford, Wixom, Brighton, New Hudson, South Lyon, Howell, Livingston, Oakland, Ypsilanti, Southgate, Monroe, Wyandotte, Saline, Oak Park, Franklin, Allen Park, Hillsdale, Romulus, Garden City, and Ferndale.

Accreditation

NMLS #137949/130662

Michigan License #FL-0782

Associations

Better Business Bureau, National Association of Mortgage Bankers, Michigan Mortgage Bankers Association.

Other Links

Mortgages in Novi, metro Detroit, and all of Michigan.

Mortgages in Traverse City, and all of northern Michigan.